3 Sure Ways to Reduce Debt, in Times of Recesion!!

Every body knows times are tough these days!!

We are all drowning in some form of debt. Student loans, car/ house loans, credit card debt.

The list goes on!! That being said the only one who can do something about YOUR debt is YOU!!

So take control of your debt NOW, before it's too late!!

I decided to do a little piece or two on debt!! So here's #1 Hope it helps!!!

3 Ways To Reduce Your Debt

#1) Downsize!!
When it comes to your luxuries, ie: houses, vehicles, property!!

Get rid of what you don't NEED in this time of recession! Start with your 2nd or 3rd vehicle.

Sell it, figure out a way to function without it for 6 month to a year! A vehicle can be a HUGE financial burden.

There's lease payments, insurance, gas, and any unexpected mechanical maintenance.

Oh ya, don't forget the seasonal tires it needs!!

If you get rid of 1 vehicle you WILL save a minimum of $5000 in just 6 months.!!!

Don't believe me?? Let's do the math shall we?? lol.
Car payments: $300/month x 6 months= $1800
Insurance payments, min $60/month x 6 months= $360
Gas & other Fluids: $ 400/month x 6 months= $2400
Misc expenses, min $500
Total: $5060.00
And that's only 6 months. Imagine the dent you could put in your debt with that $5000

#2) Get a Second Job!!
Getting a second job, doesn't have to mean leaving your home to do so!! It doesn't have to mean even less time with your family. Actually it could mean more time with them!! Many people earn a VERY comfortable living online!!

Research online job banks in your area of expertise! People are always looking for website content and they are willing to pay you for it . There are plenty of 100% legit jobs that can be done online with flexible work hours.

Most of the time it's up to you!! Not all online "work from home" opportunities are Mlm Scams.

Be sure to do your research!!!

Promote products, throw parties, networking. There are plenty of programs out there ie: accai berry, healthy chocolate, avon, herbal teas! You can promote many of these products online, without having to solicit friends and family to buy the product so you will make a few bucks!! ( That's something I just can't do to my family,lol)

But again, be sure to do your research!!

#3) Cut your Spending, Implement a budget!
If you take a minute to sit down and take a look at your spending habits, it won't be long before you see many places you can make small cutbacks. Start clipping and using coupons, you may only save $5 each trip to the grocery store.

But that's $5 in your pocket. Right?? That's right!!
Less take out, Fewer salon visits and a few less pampering sessions,

Rent or download movies to watch at home instead of going to the theater. You can save a bundle if you stay in and do dinner and a movie date night, instead of going out to dinner and a movie. At least $100 easy!

Eliminate Debt Fast Without Bankruptcy Or Debt Consolidation. Click Here!

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Making Money Online with PeopleString Networking Site!!

I wanted to take a minute today to introduce my readers, to a great networking site called People String !!

This site is AWESOME for earning real cash!! You won't make thousands

overnight with People String, but you will be rewarded for your site activity!!

Adding friends, searching with google, Instant messaging, and sending email!!

They also send you paid to read mail in your actual snail mail box!! I know right??

I made $1.53 with People String in the first 10 minutes I was a member of this site!!

I've also racked up over 200 people points in two days, just for using the sites google search!!

Your pay outs are done according to your activity points, the more you get,

the more money you will make with People String !!

It's like facebook, but you get paid !! I know sweet deal right!!

Check it out now for yourself!!!

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The 5 things ur Dr. Wishes you'd do for your Children!!

Hello there Every Body,
I was just puttering through my email, when I can across a site called Baby Center!!
There was an article about "the 5 things your Dr. wishes you would do for your children"!!! These 5 things in this article @ Baby Center are the 5 rules I live by, someone has taken the time to put it into words for me,lol!!
These 5 things are important and key factors to your child's developments!!! Things like constant conversation with your infant can cause them to have a full vocabulary by two years old!!! Things like the importance of hygiene & Independence are a great thing to teach them as soon as they are old enough to catch on!!!
Please read this article if you are a brand new mom or a soon to be mom!! You will be glad you did!!!

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Elite Surf Club. More Credits & Cash Rewards!

Most of us online entrepreneurs, deal with Traffic Exchanges, for one reason or another. Right? These days there are many site owners, that own one or more Traffic Exchange. Usually these site masters/mistresses will offer great bonuses for joining their sister sites!! Many Traffic Exchanges will give you Loads and loads of bonuses for surfing a certain amount of sites in one day. Some Traffic Exchanges will reward you with great bonuses, for surfing a certain 2 or 3 sites at the same time!! I personally have about 20 different Traffic Exchanges that I surf regularly. Surfing can almost become like an addiction sometimes!! You click & click for hours, searching for sire bonuses, and cash rewards.

I surf with BlueSurf, and the other day I came across an ad on BlueSurf, for a program Called, Elite Surf Club . This program rewards their active club surfers, with great traffic rewards, in 3 traffic exchanges, BlueSurf, TrafficWitch, and RoyalSurf!!

Elite Surf Club is your gateway to surf your way into eliteness. Surf 50 sites 4 days out of a week at the three participating exchanges and you're in the Surf 50 club. Surf 100 and you're in the Surf 100 Club. Surf 250 and you're in the elite Surf 250 Club. Each week you qualify for any of the clubs you'll be rewarded with bonuses the following week. Weeks start on Sundays.

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Ready to get those FREE REFERRALS NOW!!???

There are a few great programs out there,

that will help you gain those referrals you are in DESPERATE need of,lol.

With many of these programs it is a trade system. You take a look at a link, get credits and then use them to get others to look at yours. There are also a few that will allow you to use these credits to jump over others in the mailing list and then you are able to email everyone who is underneath you in the list order!! So here are a few great ones!!
,
List Jumper: Use your points to climb the list and email those underneath you!!
You really earn points fast with List jumper!!
There are also lots of great programs that members are promoting!!

Cash Text Ads: Get paid CASH for viewing websites, not just points!!
I really like this site!! Check it out for yourself!!

Ad Exchangers: This is an awesome site, you even get paid for very minimal efforts here!! Click a few links, view a few sites and BAM there it is!! Ad Exchangers is a fast and easy way to gain those sign ups and get those referrals you need to help your business succeed!! There is a very good networking system here @ ad exchangers !!

Downline Refs.com: With this site it is super easy to get fast referral. EVERYBODY is on the look out for referrals. This site has plenty!! Down line refs.com lets you build your own FREE down line!!

Free Traffic Team: With this Fantastic site, it gives you some of the greatest traffic exchanges out there!! Join Free Traffic Team, fill in your ref ID and then promote your link for Free Traffic Team anywhere. You will be able to promote 10+ of your favorite traffic exchanges ALL on one page!! This is a great way to get those referrals in so many of your programs!!


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The Best Make Money Online Program I've Found Yet!

I am going to tell you all again about, Ebizrotator.net This is the FIRST program after trying EVERYTHING for over a year!! Not only was it the very first program to make me a little cash, but I'm still making money with this Awesome program. The BEST part about it is Ebiz is that, it helps you get and stay organized, but it also makes you a little cash on the side!! BONUS !!! lol You get 3 FREE Rotators, with unlimited URLs. That means you can have one for your Traffic Exchanges, one for your Sales Pages, and the other for any Random programs you may come across. If you upgrade your membership, you will get unlimited rotators, urls, and you'll make more money!! I requested payment for $30 the other morning and within only a few hours, my payment was in my pay pal Account!! I have cashed out over $250 from referral sign ups in the last 6 months!! I have 65 referrals and only 5 of them are upgraded members.

Shirley, the site mistress is a FANTASTIC LADY!! She will promote your sites for you from time to time, she's always giving out random referrals, checking to make sure all of your links work, and if you email her SHE ALWAYS REPLIES!!
Join Ebiz Rotator today, you'll be so glad you did!!
Cheers

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My New Blogger Blogs!!

I have removed my Yum Mum Recipes & Mummy Moments from the Ever Frustrating site Today.com. Scammin' Scammers. I was .50 cents from cashing out and they closed out my account. For what reason?? I haven't a clue. But I am super ticked off!! So I decided to move them here to Blogger!! Now they're all in one place!!

I LOVE Blogger!! See ya later Today.com.

So with that being said,

please take a minute to check out the new:

Yum Mum Recipes:

Great recipes, the whole family will Love, and even a treat or two for you!!

Mummy Moments:

A great plce for mom's to take 5 minutes and breath!!

I will be posting at least once a day for the next few weeks!! (Well I'll do my very best to, lol)

Food Allergy Buzz: Living with Food Allergies Blog Carnival

Food Allergy Buzz: Living with Food Allergies Blog Carnival

This is a great blog to follow if you or anybody you love has a food allergy!!
So many great recipes and tips from this one!!!

Great Traffic Exchanges, They actually pay you REAL $$$$ to surf!!!

Good Friday morning to you all,

After a very eventful weekend for Berry Blossoms, I have decided to stay in today and do as little as I possibly can,lol. A great chance to catch up on my writing!!

I wanted to take a few minutes to tell you about a few Awesome Traffic Exchanges, that actually pay you to surf!! Some offer a certain amount of money for every 100-1000 sites surfed, also offering bonus cash, credits and other great rewards. If you are going to surf anyway, you might as well get EVERYTHING you can out of it, because some times it can feel like you're clicking your life away for nothing,lol. For some I think it may almost become an addiction from time to time!! Hahaha (That's so not healthy, by the way,lol) But we ALL Love Free Advertising & earning real money!!

Anyway, here they are, have a look, much better than surfing for free!!


Free Traffic World: Find the letters in "onedollarcashprize" and get $1, also there are many cash bonus pages ranging from .02- $1, many bonus pages while surfing. I made $1.50 in my first day surfing. That's more than any other exchange I've tried!!!


Hit Insomnia: This is a new Exchange, but it has some really great perks!! Surf the required amount of sites for 7 straight days (sunday-saturday) Get a free upgrade for the following week!! I know, but there's lots more. Surf required number of sites and be eligible for free referrals for the remainder of that day!! The required number of sites you need to surf for these bonuses is pretty low. Upgrade: 90 sites daily, Free Referrals: 10-20sites daily! There are also plenty of bonus pages with cash, credits, banner impressions, as well as text links!!!

Traffic Taxis: Surf at least 175 sites & receive bonus impressions, plenty of bonus pages with cash, impressions, and lots of other great stuff!! Also you can earn cash and credits from your referrals, same as most traffic exchanges!!


Revolutionary Traffic: Surf 210 sites in a day get $1.00 If you are somebody who surfs a lot then this site is for you!! No limit to what you can earn. They also have a great Click to earn section, where you can earn at least 100 extra credits daily!! Bonus pages galore offering cash, credits & more!!!


Volcano Hits: Surf at least 175 sites & receive bonus impressions, plenty of bonus pages with cash and stuff. Don't forget about credits and cash you can earn from your referrals too!!!

Hit Tactic: $0.025 for every 100 sites surfed, cash, credit and impression bonuses while surfing. They also have a poker bonus page, as well as a poker game to help you win extra credits!!!

I hope you all get something out of at least one of these sites!! They really are great!!!

Thanks for reading, and as always, comments are encouraged and welcomed!!!
Have a Great Day !!!!
Amanda

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My top Program picks you NEED for 2009 !!!!

I will not give you false hype on "Get rich quick scams" Only cold hard facts!!

You will find some great sites here at Yummy Mummies Inc. I want to help anybody I can, to use their time, money, and efforts to get results !!! I did it alone and wasted so much EVERYTHING over the last 2 years!!

If you have any questions PLEASE drop me an email. halfpintohoney@gmail.com

Ok so you're looking for a way to make some extra money from home, without spending a fortune on training, materials, and advertising. You will find some very useful sites here!!!

Ebiz Rotator: I know I have already mentioned this program, but I just wanted to take a minute to remind every one to take a second to join!! It's FREE, and trust me you won't regret it!! Shirley rocks. Ebiz rotator was the one program that help me GET and STAY organized!! It was also the first program I had joined in a year, THAT ACTUALLY PAID ME!!! YEAH, and it was after only being a member for 30 days!! I am still getting paid monthly !!!! Don't miss out!!!

Affiliate Funnel: This site is AWESOME, there are so many great tools here for you to use, and tested programs to join!! There are loads of videos to watch. These come in handy when you have questions. Getting referrals with this one is too easy, as long as you are promoting!!!

List Jumper: This is a great site for getting the leads and referrals you need, with minimal effort and very little(if any) money!! How it works is, you gather points looking @ other peoples links, reading emails etc. Then you can use your points to jump higher up the list. The higher you go, the more people you can email regularly!! List jumper is one great place, this is a great way to get leads without filling up your inbox, or having to go through pages of names and emails.

I've gotta run but I will be making another post later this afternoon!!
Have a Great Day All!!!

Back in Action!!!

2009 Will be YOUR year!!!You must work hard, and remain focused,only then will you prosper!!!

Hello Every body,

I have realized that I have been quite slack with my posts, so I am writing to let everybody know that you can expect to see some great information here, on a regular basis. I have been a bit scatter brained in the last few months, with the many programs I am testing, my "Berry Blossoms" Business, and the many tasks that come with motherhood,lol!! I have so much to share, but some times have a hard time collecting my thoughts long enough to actually get it all down.

I would like to take a minute to invite my readers to post any questions they might have about regular ever day stuff, or anything I have posted @ Yummy Mummies Inc. I'd really love to here your feedback. So post, post, post away!! Please!!!! It would make me really happy to hear that I program I have recommended, has also helped someone else achieve their goals!! So, for my first bit of useful information for you is this!!!

If you are looking to make money online in 2009, the first thing you need to do is…………….

1)FORGET EVERYTHING YOU’VE READ, UNTIL NOW!!!

2) Do not sign up for a program you have not googled or searched in some way!!

3)Use Fire Fox web browser instead of windows. You won’t believe how much time this will save!!

4)BE ORGANIZED (I can’t say this enough) Have folders for each business type you are joining, in your favorites and use them !(ie: Paid to click, traffic exchanges, surveys, article sites)

5)You do NOT need to spend any money out of pocket to make money online!!!!

*You can join free programs and use the money you make to upgrade your memberships*

This can take some time to get started, but if you are smart about it….. You’ll be making extra cash in no time!!!

If you are interested in hearing more please contact me via email, I'm always here to help!

halfpintohoney@gmail.com

Or check out my other blogs.........

For Great Recipes & Kitchen Tips

For those Moments just for Mom

I want to talk about Ebizrotator !!

I am telling the world to come and take a look at this site!!
Shirley, the site mistress is a great lady to work with. She pays on time everytime!!!
I started using Ebiz Rotator about 3 months ago!! I signed up as a free member, and started filling my 3 FREE rotators!!! It wasn't long before I realized that I had become much more organized, and my sites were getting great hits in no time flat!! So I decied to take the $6.00 and upgrade, so that I could have unlimited rotators with unlimited URL's !! I LOVE THIS SITE!! I have already made $6.00 in the last two months with only one upgraded referral !! This site has already done more for me than ANY OTHER program that I have joined in the last year!! I love how organized it helps me be, So happy to have found Ebiz Rotator. Ebiz is a place to group all of your URLs together, so you can promote many different sites with just one link!! You can promote this link any where. (Traffic exchanges, link exchanges, forums etc.) You will be so pleased with your results, I know I was!!! http://eBizRotator.net/?halfpintohoney
If you decide to join, and you are happy, please come back and leave me a comment to let me know!!! And if you need help with anything else along the way, PLEASE ask, I will help in anyway I can!!
Amanda

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